Personal insurance
Protect your home and your assets so you can relax and enjoy life, knowing you are covered for those unexpected events.
Personal insurance includes house, contents, boat, motor and travel insurance. If you have an asset, we can keep it covered.
If you are looking for insurance that will cover you in the event of illness or injury, we can provide you with comprehensive and competitive life and medical insurance.
House and contents
If you lost your home and contents this would result in severe financial loss, not to mention the trauma of losing your favourite possessions.
But like many people, you may be underestimating the cost of replacing your home and/or it's contents.
If you have a mortgage on your home it may be compulsory for you to have house insurance.
Home and content policies will cover you for:
- fire or natural disaster
- temporary accommodation if your home is no longer livable
- sudden and unexpected damage such as flooding from broken pipes and tanks
- impact from vehicles, aircraft or animal
- falling trees
- property theft
- malicious acts
- frozen food cover
We can also arrange cover for landlord insurance so you are protected if tenants cause any damage to your rental property, including cover if the property can't be tenanted.
Whatever your needs, we will provide independent advice to make sure you have the right level of cover based on the value of the property and it's contents so you aren't out of pocket if disaster does strike.
Vehicle insurance
What will you do if your vehicle is damaged or stolen?
What if you accidentally cause thousands of dollars of damage to someone else's vehicle?
If you are on the road, you need to be covered against accidental loss or damage, but there are different types of vehicle insurance. You can get comprehensive or third party fire and theft.
You can get vehicle insurance that covers:
- motorbikes and scooters
- caravans
- vintage and classic cars
- vehicles in storage
- rental vehicles
- emergency breakdowns
- windscreen repair or replacement
We provide expert recommendations based on our comprehensive knowledge of the insurance market, so you get the best product to suit your needs.
Travel insurance
Going on your big OE or for a short break somewhere sunny?
Lost luggage, stolen documents and accidents do happen. But don't let a bad experience ruin your holiday.
If you have travel insurance at least you can get help when you need it.
We can get comprehensive cover at a competitive price to suit you and your family, including cover for preexisting medical conditions.
Travel insurance can cover you for:
- medical expenses
- lost luggage
- lost passports or documentation
- liability
- disrupted travel costs such as flight cancellations
Your existing insurance (such as medical insurance) may cover you depending on where you are travelling to.
We can source travel insurance for business or leisure travel.
Contact us for honest, professional advice on the best cover for you.
Marine
Unexpected events can happen on land - but they also happen at sea.
Marine insurance doesn't just cover your dinghy, yacht or jet boat. It can include:
- dinghies, runabouts and jetskis
- windsurfers and kayaks
- chartered yachts
- yachts moored permenantly at a marina or boatshed
- trailors
- on-board possessions such as gear, supplies and equipment
There are several different types of marine insurance depending on the size, location and type of boat you have and what you use if for. Like any other type of insurance, you want to be confident you have the right level of insurance to protect your investment in any eventuality.
We can go through your options such choosing a provider that gives safety discounts, or looking at grouping your marine insurance with your other policies - a great way to save money on premiums.
Talk to us today.
