Insurance FAQs
Why should I use Aspire?
Ten years experience and strong relationships with insurance providers will help you choose the best insurance products for your needs.
Aspire Brokers are not aligned to any bank or institution so you get honest, independent advice.
We will make sure you get the most comprehensive cover possible depending on your circumstances and insurance goals.
Let our satisfied clients speak for our service - read some of their testimonials
Does it cost me more to go through Aspire?
If I go to the insurance companies direct will I save money?
It will not cost you more to get your insurance through us.
It will save you time (and possibly money) because we have done all the research for you and can recommend the best policies for you.
We can help you with the claims process and help you get the optimum outcome.
How much cover do I need?
It's up to you to decide how much protection you want depending on your circumstances. You'll need to decide how much debt you have to pay off (if looking at life insurance) or how much money you'll need to survive if out of work due to accident, illness or redundancy.
If looking for asset protection, get an honest appraisal of its replacement value first.
How will I be assessed for medical insurance?
You will be required to disclose any existing medical considerations along with some family history. The application form will ask specific questions about your personal medical history.
You may be asked for recent test results for pre-existing conditions.
How much will health insurance cost?
This will depend on a number of factors:
- how much cover you need
- your current health status
- you and your families medical history
- your age
- your gender
- whether you smoke or not
